Journey to the Dream

Mortgage Counseling Program

Having trouble paying your mortgage? CUL offers support with refinancing and provides assistance to homeowners facing foreclosure and/or who cannot afford to pay their mortgage payments or other related housing costs as a result of economic hardship caused by the COVID-19 pandemic. 

Complete our intake form to get started!


Who is eligible for assistance?

Homeowners with primary residence in Ohio, have experienced financial hardship or loss of income related to the pandemic, and have an income at or below the annual eligibility threshold for their household size (according to this chart):

Family size:

1 2 3 4





5 6 7 8






How do homeowners apply? 

Homeowners can complete our initial intake form to get started. Please note that you must complete the intake form AND the packet that follows the intake form (via email) for our team to enroll you in programming. 


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Questions? Call CUL's Financial Empowerment Institute team at 614-257-6300or email us at

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