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access to capital accounting software accounting; business; financial' statements; analysis; advertising banks bidding bonding bottom line branding building business business credit business description business development business growth business loan business owner business plan business training capability statement capacity statement certification contracting credit score digital disadvantaged discussion diversity Dun and Bradstreet duns EDGE financials financing franklin county; contracts; certifications; mbe; wbe; vbe; bidding; bids funding health image consultant inclusion insurance invitation to bid lending liability life loan loans managing marketing marketing plan marketing; strategy; branding; metrics; case studies; business; advertising MBE minority minority business nonprofit ODAS persona presence procurement professional profitmaking promotions Quickbooks reporting resume' roundtable sales set aside small business social media State of Ohio state programs strategies tracking vehicle veteran-friendly website women-owned workshop